If you don’t know what travel credit cards mean or just can’t choose the right card, this article is for you.
The main focus of such cards is obviously traveling. When using travel credit cards, you get rewards and extra bonuses for flights, hotels, car rentals, cruises, purchases, and much more. Everything depends on the type of card you have. The advantage of having travel credit cards for work trips or vacations have been already tested by millions of people. Are you one of them? Have you ever tried some kind of travel credit cards? Was it effective enough?
People who claim that their credit card is not useful enough just have the wrong type of a card. Before purchasing a travel credit card, carefully analyze what do you need it for. «For travelling» is a very general answer. Be more specific. Do you need discounts for plane tickets, hotel rooms, or purchases? Take into account the number of trips you usually have during the year.
You can always find good travel credit cards on effectify and compare all their bonuses in one place. This will help you to understand better the whole specter of services, travel cards can offer.
And let’s look at the popular travel cards on the market, trying to understand which will meet your requirements the best.
Top Travel Credit Cards on the Market
- CapitalOne Venture. The first and very important feature of ALL of these 3 cards is the absence of international transaction fees. This aspect is very important if 99% of all your trips are abroad. The second aspect is an annual fee. Once again, ALL of these 3 cards have the annual payment. Usually, the annual fee means that the card provides a wider range of bonuses than the free one.
- Chase Sapphire Preferred. Let’s start with the annual fee. It is higher than the previous card has but it is still quite moderate – 95$. Customers get rewards in the following way: 1 point per dollar for everything and two points on restaurants/cafes. This bonus system is definitely more convenient for expensive, first-class traveling.
- Barclaycard Arrival+. The annual fee is 89$. Customers earn two points per dollar Barclaycard Arrival+ bonus system perfectly suits for booking economy flights. It is pretty similar to CapitalOne Venture card, which is also more suitable for booking economy flights.
Check if your credit card works with one airline company or with several companies. If you are not sure whether you want to fly with a certain airline in the near future, choose those cards which offer a wider choice.
And what do you choose – a card for premium flights or a card for additional bonuses for purchases and car renting?